Our buy-to-let service fees

Experts in making your investment property financial beneficial for you

Clear & honest

At SWM, transparency is key. We believe in easily-understood, upfront pricing with no hidden fees or unexpected costs. The price you see is the total you'll pay for our mortgage advice, covering every buy-to-let service we offer.

  • New BTL mortgage

    For the completition of any new BTL mortgage contract

    £180(includes £45 sign-up fee*)

    Includes

    • First-time landlords
    • New BTL purchases
    • BTL remortgages (to a new lender)
    • BTL second-charge borrowing (with a new lender)

  • Updated BTL mortgage

    For any amendments & extensions to an exisiting BTL mortgage contract

    £90(includes £45 sign-up fee*)

    Includes

    • Expiring BTL mortgage rates
    • BTL product transfers
    • BTL rate switches
    • BTL further advances (with the same lender)

  • New BTL mortgage

    For the completition of any new BTL mortgage contract

    £135(no sign-up fee*)

    Includes

    • First-time landlords
    • New BTL purchases
    • BTL remortgages (to a new lender)
    • BTL second-charge borrowing (with a new lender)

  • Updated BTL mortgage

    For any amendments & extensions to an BTL exisiting mortgage contract

    £45(no sign-up fee*)

    Includes

    • Expiring BTL mortgage rates
    • BTL product transfers
    • BTL rate switches
    • BTL further advances (with the same lender)

Important notes on our pricing

These fees are based on the financial & administrative outlay we incur prior to completion of your mortgage & current market rates for our services (although, in reality we believe these are below the market rates – bargain!)

*The £45 is a non-refundable sign-up fee for new clients and paid upfront. Payment of this fee does not guarantee mortgage approval. We reserve the right to discontinue services and remove clients at our discretion. We are committed to delivering the best possible outcome for every client, but there are some situations where even mortgage brokers are limited in what we can deliver.

Sterling Wealth & Mortgages will receive procuration fees from lenders should you take out a mortgage through our services & these will be disclosed to you at earliest convenience.

Sterling Wealth & Mortgages Ltd does not currently meet HMRC’s threshold for charging VAT on non-exempt services.