We're dedicated to your financial success
The right mortgage, delivered with expert guidance from SWM
So you can focus on what really matters
No hourly fee
Flat fees with no hidden costs
Truly independent advice
Impartial research from the whole market
Full range of services
Tailored solutions for all property owners
Start-to-finish support
Personalised guidance at every stage
Complex cases considered
Specialising in non-standard applications
Long-term relationships
Together, let's build your financial future
Max is your new mortgage broker
Max Leslie (IFA)
ACSI, MLIBF, CeMAP, CeRER, CPSP, MSc
Our first-class financial advisor with a personal touch
Message Max on WhatsApp
Our typical mortgage journey for a new purchase
Start your mortgage application with confidence
Discovery call 🔑
In your first 20-minute call with Max Leslie (IFA), you’ll discover how Sterling Wealth & Mortgages could help you get the right mortgage for your needs & goals.
We make the complicated very simple, by offering personalised advice that fits your goals.
Why book a discovery call?
🔑 Expert, honest advice
Get clear guidance from trusted & well-appreciated advisors
🔑 Personalised to you
We tailor our advice around your unique situation
🔑 No obligation
A free chat to explore your options – no pressure, no commitment
Fact-find & research 🔍
Let’s discuss your situation to find the right mortgage for you. The details you provide are sent directly to our team & stored securely.
Taking care at this stage allows us to research the best mortgage options available to you & ensures we’ll have solutions ready to match your goals.
Why is the fact-find & research important?
🔍 Tailored recommendations
We use the information you provide to search the market for the best deals suited to your situation
🔍 Secure & private
All data is securely stored and shared only with our team, ensuring confidentiality throughout the process
🔍 Good research
We conduct in-depth research to ensure the options we present are right for you, saving you time & hassle
Decision in Principle (DIP) application 📝
We’ll help you to secure confirmation from a lender of the mortgage amount you should be able to borrow, giving you confidence to continue with your property search.
Only a soft credit search is conducted, so if your plans change, then your DIP can be updated.
Why is a Decision in Principle important?
📝 Secure your borrowing power
A DIP shows sellers and estate agents that you’re a serious buyer with lender backing
📝 Select the most suitable lender
We will recommend for you the right lender with criteria & offerings that match your financial situation and goals
📝 Quick and simple
This stage can be completed quickly with our expert guidance, so you can focus on finding your dream property
Full Mortgage Application (FMA) 🏠
Once your offer has been accepted, return to us for the full application with your recommended lender. This is a crucial step and involves a hard credit search and submission of supporting evidence.
You’re now just one step away from receiving your offer letter and securing your new purchase.
Why is the Full Mortgage Application important?
🏠 Formal lender approval
Passing this stage confirms your mortgage and moves you closer to securing your new home
🏠 Full credit check
A thorough review of your financial details and underwriting checks conducted by the lender
🏠 One step from completion
After FMA approval, you’ll be ready to receive your mortgage offer letter and move forward with your purchase
Post-offer amendments & completion ⭐
Even after your mortgage offer is secured, Max’s work doesn’t stop there. We continue to support you right up until completion.
This ensures that you stay informed and reassured throughout the process, as well as helping you to navigate any last-minute changes.
Why our support continues after the mortgage offer?
⭐ Rate checks
We’ll monitor for any improved rates before completion to ensure you’re getting the best deal
⭐ Conveyancing guidance
Sometimes it’s difficult to understand the conveyancing process and so we’ll keep connected with your solicitors
⭐ Ongoing advice
Owning property is not just about mortgages, we’ll answer your wider questions and guide you to ensure everything is ready & in place correctly
For home owners,
see our residential pricing
For landlords,
see our buy-to-let pricing
